Shishi Set Up Revolving Loan Revolving Fund 14 Fabric Enterprises Benefit

"Some time ago, our company encountered some difficulties in capital turnover. Fortunately, there were stone lion The enterprises in the cloth market have provided help to the loan spanfer fund and eased the financing difficulties of enterprises. Yesterday, when Tsai Chang, a growth fabric company, talked about the difficulties faced by the enterprises, he was very sure about the role played by the loan spanfer fund in the city's cloth market. Reporter from the city Fabric Market The management committee was informed that up to now, 14 fabric enterprises have provided support for the loan spanfer fund of the municipal fabric market enterprises, and the total turnover capital is about 13000000 yuan.

In order to help enterprises solve the emergency financing difficulties and prevent and defuse corporate financing debt risks, in August 2014, the city adopted the way of cooperation between government, financial institutions and industry associations. In accordance with the principle of "government guidance, industry responsibility and standardized operation", the enterprises in charge of material market enterprises spanferred the loan revolving fund to establish a "bridge crossing" support for enterprises with normal production and operation but short term capital turnover and unable to repay loans on time. Since the operation of the fund, part of the fund has been put into operation. Fabric enterprise Benefit.

"The first phase of the loan market turnover fund of the cloth market enterprise is not less than 55 million yuan, of which 5 million yuan of the city's fiscal compensation is used as the guiding fund, and the rest is realized by two channels raising by enterprises not less than 3% of the loan balance and voluntary investment by the enterprise." The relevant person in charge of the city cloth industry association said that if the enterprises apply for the industry loan spanfer fund, as long as they meet the requirements, the banks will not only renew the loan, but also have to pay 0.667 per cent of the daily interest rate to occupy the service charge, which greatly reduces the cost of the enterprise loan. The fund also extracts the capital occupied by the fund as a risk reserve, which is used to compensate the bad loans incurred by the loan, thus preventing the fund risk.

It is reported that the enterprises of the Shishi cloth market enterprise loan spanfer fund must have the following conditions: registered in Shishi and paying taxes according to law; the production and operation is normal, the main business is stable, the product market is good; the enterprises of the Shishi cloth market that have been injected into the revolving fund have priority; the enterprises intend to renew the loan in the city bank, comply with the renewal loan conditions and get the written promise of the bank's renewal loan, the loan self financing is in place, the renewal loan can repay the interest on time, the enterprise can return the working capital within the specified time; the amount of the turnover capital application can not be higher than 70% of the renewal loan amount, and the sum of a single pen does not exceed 5 million yuan, and the turnover of the same actual controller can not exceed 8 million yuan in the same period.