Accounting Practice: How To Check The Loss Of A Cheque

If an ordinary cheque or cash cheque that has been issued is lost due to loss or theft, it shall immediately apply to the bank for reporting loss.

(L)

If a cheque that has been issued for all purposes is lost or stolen directly, it should issue an official letter or a relevant certificate, fill in the application form for the two linked loss report (which can be replaced by the bill of payment), affix the signature form and seal of the reserved bank, and apply to the bank for loss reporting.

If the bank finds that the cheque has not been paid, it will receive the loss after receiving a certain commission fee. It will indicate the number of the check and the date of the loss in the red account.

(2) if the payee loses or is stolen by a payee who can withdraw cash directly, it should also issue an official letter or a relevant certificate to fill in the application form for the two linked loss reporting. After the certificate is signed by the drawee, he will apply for the loss of payment to the Bank of the payee.

Other related formalities are the same.

At the same time, according to the fifteenth clause and the third clause of the bill law, "the person who loses the bill should, in March, notify the people's court to apply for public notice or to bring a lawsuit to the people's court when the bill is lost."

When a negotiable instrument is endorsed, the holder of a negotiable instrument must apply in writing to the basic people's court where the bill is paid (i.e. the place of payment) when the bill is stolen, lost or lost.

In the application submitted to the people's court by the drawee, the main contents of the notes, such as the class of the bill, the face value, the drawer, the drawee, the endorser, etc., shall be stated and explained.

In case of loss, the holder of the bill to prove that he is indeed a lost instrument has the right to apply.

The drawee is paying to the drawee.

Before the payment is stopped or the drawee has paid the bill in good faith by the drawee before applying for public notice, the drawee shall not apply for public notice again, and the paying bank will no longer be liable for payment.

The loss to the cheque holder shall be borne by the losing party himself.

According to the regulations, if a cheque has been lost or stolen, such a cheque can be purchased directly from a ticket, and the bank will not accept the loss report. Therefore, the person who fails to pay the bill can not apply for a loss of payment to the bank.

However, the payee and his bank can be asked to assist in the prevention.

If a lost cheque exceeds the validity period or has been paid by the paying bank before the loss is reported, all losses resulting therefrom shall be borne by the drawee himself.